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Conveyancing

Disbursements

Disbursements are costs related to your matter that are payable to third parties. We handle these payments on your behalf to ensure a smoother process. The lists below cover the disbursements we most commonly incur for purchases, sales, remortgages, transfers of equity and equity release. Actual amounts vary depending on your property and the transaction.

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Typical disbursements for a purchase

  • Search pack (local authority, drainage, environmental): approx. £186 plus VAT
  • HM Land Registry fee: £20 – £500 (depending on property value)
  • Electronic money transfer fee: £24 plus VAT per transfer
  • Land Charges Search: £6.00 for each name to be searched
  • Land Registry Search: £14.00 for each title number to be searched
  • Anti-Money Laundering ID check: £10.20 per person
  • Lawyer check: £19.80
  • Stamp Duty Land Tax return administration fee: £30.00 plus VAT
  • Mortgage administration fee (if applicable): £35.00 plus VAT

If the property being purchased is leasehold, then depending on the terms of the lease and management company requirements there may be additional fees, charged by the freeholder and / or the management company, for the following:

  • Notice of Transfer
  • Notice of Charge fee
  • Deed of Covenant fee
  • Certificate of Compliance fee

If you are simply remortgaging, we do not anticipate you incurring any disbursements except for Notice, Deed of Covenant and Certificate of Compliance fees in line with the above for leasehold properties.

Typical disbursements for a sale

  • Land Registry office copies for your property title: £14.00 each
  • Land Registry office copies of any deeds required: £7.00 per document
  • Electronic money transfer fee: £24 plus VAT per transfer
  • Anti-Money Laundering ID check: £10.20 per person

Please note: if your property is on an estate managed by a management company — whether freehold or leasehold — a management pack is required, which the management company is likely to charge a fee for.

Typical disbursements for a remortgage / transfer of equity / equity release

  • Land Registry office copies for your property title: £14.00 each
  • Land Registry office copies of any deeds required: £7.00 per document
  • Electronic money transfer fee: £24 plus VAT per transfer
  • Anti-Money Laundering ID check: £10.20 per person
  • HM Land Registry fee: £20.00 – £140.00 (depending on property value)
  • Land Charges Search: £6.00 for each name to be searched
  • Land Registry Search: £14.00 for each title number to be searched

Please note: if your property is leasehold, the freeholder or management company is likely to charge a fee for receipting a notice of property transfer or new mortgage.

Have a question about your specific disbursements?

For a personalised quote based on your property and circumstances, call us on 01253 626793 or email enquiries@coopernimmo.co.uk (opens email application).

Call us on 01253 626793, email us at enquiries@coopernimmo.co.uk (opens email application) or visit our office at 237 Church Street, Blackpool FY1 3PB to discuss how we can assist you.

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Call us on 01253 626793, email us at enquiries@coopernimmo.co.uk (opens email application) or visit our office at 237 Church Street, Blackpool FY1 3PB to discuss how we can assist you.

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Speak to a friendly member of our team

We are happy to answer questions, give you an idea of cost, or simply explain what happens next. There is no charge for an initial conversation, and no obligation.

    Cooper Nimmo

    237 Church Street
    Blackpool FY1 3PB

    Phone 01253 626793
    Email enquiries@coopernimmo.co.uk (opens email application)

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